The trend of increased foreclosure filings for home properties is continuing into the fourth quarter, county officials reported.
In the first and second quarters, the number of foreclosure filings soared higher than in previous years and judgments of final foreclosure also rose.
In Westchester County the third quarter total exceeds full year totals in 2012 and 2011, County Clerk Timothy C. Idoni said Monday.
In the third quarter filings rose by 53 percent from the same period last year, Idoni said.
“We continue to see dramatic growth in the number of actions being started, with 2,046 actions being started in the first three quarters of this year,” he added.
Professionals who watch the foreclosure market and offer advice to homeowners in trouble said they expect the number of filings to be high throughout the year.
“A lot of cases were stalled in the system and not allowed to go through courts,” said Veronica Raphael, director of foreclosure prevention and financial education at Westchester Residential Opportunities Inc., a nonprofit agency based in White Plains.
The local trend is opposite to the national trend where there has been a decrease in overall foreclosure filings beginning in August. There were 55,775 U.S. properties initiating the foreclosure process during the month, down 44 percent from a year ago to the lowest level since December 2005, according to RealtyTrac, an online resource that keeps a watch of these trends on a national basis.
Decreases were evident in Colorado, Arizona, Florida, Illinois, Indiana, Michigan, Massachusetts , Washington and Wisconsin, RealtyTrac reported. But foreclosure filings did increase in New York and 16 other states including Nevada, Maryland and Ohio.
In September, Rockland County had 95 filings and 7 judgments. In August there were 161 filings and 5 judgments which compares to July where there were 144 filings and 6 judgments. There were 24 judgments in the second quarter and 18 in the first quarter.
The county had 82 judgments in all of 2012, 41 in 2011, 291 in 2010 and 415 in 2009.
In Putnam County, there were 289 foreclosure filings from Jan. 1 to June 30 this year, compared with 154 during the same period last year, Deputy County Clerk Michael Bartolotti said earlier in the year.
Of those, there were 35 final judgments in the first half of 2013, as compared with 18 judgments in the same period last year and 49 in all of 2012.
(The photo above is of a house at 19 Pine St., in Ardsley from www.realtytrac.com It is bank owned and set for an Oct. 22 auction with an opening bid of $175,000. The home is valued at $510,200.)